Privacy Policy

We collect information you provide directly to us when you fill out our funding application, contact forms, or otherwise communicate with us. This includes:

Personal Identification Information: Full name, date of birth, Social Security Number (for credit checks), government-issued ID details.

Business Information: Business name, EIN/Tax ID, business address, business type, years in operation, monthly revenue, and industry.

Financial Information: Bank statements, credit reports, tax returns, and other financial documents you voluntarily upload or submit.

Contact Information: Email address, phone number, and mailing address.

Technical Information: IP address, browser type, device identifiers, pages visited, and time spent on our website, collected automatically via cookies and similar technologies.

UrFunded uses the information we collect to:

• Process funding applications and match you with appropriate lending partners from our network of 3,000+ lenders.
• Communicate with you about your application status, funding options, and account updates.
• Verify your identity and prevent fraud, money laundering, and other illegal activities.
• Improve our services by analyzing usage patterns and user feedback to enhance our platform.
• Comply with legal obligations, including applicable federal and state lending regulations, anti-money laundering (AML) laws, and Know Your Customer (KYC) requirements.
• Send marketing communications (only with your consent, and you may opt out at any time).

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

Lending Partners: With your explicit consent, we share your application and financial information with lenders in our network for the purpose of evaluating and funding your request.

Service Providers: We work with trusted third-party vendors (e.g., credit bureaus, identity verification services, cloud hosting providers) who process data on our behalf under strict confidentiality agreements.

Legal Requirements: We may disclose information when required by law, court order, or government authority, or when we believe disclosure is necessary to protect the rights, property, or safety of UrFunded, our clients, or others.

Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before your information becomes subject to a different privacy policy.

By submitting a funding application on our platform, you authorize UrFunded and its lending partners to obtain consumer and/or business credit reports from one or more credit reporting agencies. This may include a soft pull (which does not affect your credit score) during pre-qualification, and potentially a hard pull (which may affect your credit score) when a lender makes a formal credit decision.

You have the right to request a copy of any credit report obtained about you and to dispute any inaccurate information directly with the credit reporting agency.

We take the security of your information seriously. UrFunded employs industry-standard security measures including:

• 256-bit SSL/TLS encryption for all data transmitted to and from our website.
• Encrypted storage for sensitive documents including credit reports, bank statements, and tax returns.
• Access controls limiting employee access to personal data on a need-to-know basis.
• Regular security audits and vulnerability assessments.

While we implement these safeguards, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security but commit to notifying you promptly in the event of a data breach affecting your information.

Our website uses cookies and similar tracking technologies to enhance your experience. These include:

Essential Cookies: Required for the website to function properly (e.g., session management, security).

Analytics Cookies: Help us understand how visitors interact with our site so we can improve performance and content.

Marketing Cookies: Used to deliver relevant advertisements (only with your consent).

You can control cookie preferences through your browser settings. Note that disabling certain cookies may affect the functionality of our website.

Depending on your state of residence, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request that we correct inaccurate or incomplete information.
• Deletion: Request that we delete your personal information, subject to certain legal exceptions.
• Opt-Out: Opt out of marketing communications at any time by clicking "unsubscribe" in any email or contacting us directly.
• Data Portability: Request your data in a portable, machine-readable format.

California residents have additional rights under the California Consumer Privacy Act (CCPA). To exercise any of these rights, contact us at [email protected].

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Funding application data is typically retained for a minimum of 7 years in accordance with financial recordkeeping regulations. You may request deletion of your data subject to these legal retention requirements.

Our services are intended for business owners and individuals who are at least 18 years of age. We do not knowingly collect personal information from anyone under 18. If we become aware that we have inadvertently collected information from a minor, we will promptly delete it.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of material changes by posting the updated policy on this page with a revised "Last Updated" date and, where appropriate, by sending you an email notification. Your continued use of our services after any changes constitutes your acceptance of the updated policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

UrFunded Email: [email protected] Phone: (800) 000-0000 Address: [Business Address] DRE License # 02282830

We will respond to all privacy-related inquiries within 30 days.